LoanOptions.ai is a FinTech company and the first AI-powered loan comparison platform.
It uses data-driven proprietary technology and an advanced credit decisioning engine to pre-approve clients with the most competitive loans from over 90+ banks and lenders tailored to their individual circumstances, for car loans, personal loans, business loans and equipment loans, with a < five minute application technology for home loans.
LoanOptions.ai has developed this technology as a white label solution that is licensed by hundreds of other partners including mortgage brokers, financial advisors, accountants, car dealers, and more, and it allows a client to apply for a loan from start to finish in under five minutes including uploading all the supporting documents. There is no impact to the client's credit score.
It has been recognised for its contribution to the finance industry with key industry awards including Industry Supplier of the Year at the 2023 Finance Brokers Association of Australia Awards, Technology Service Provider of the Year at the 2024 Australian Broking Awards and Service Provider of the Year at the 2024 Commercial Finance Awards.
Our key products include:
- AILO3.0 - The latest iteration of LoanOptions.ai's flagship asset finance loan application and matching technology, that has, in record timing, enabled end-to-end loan process (initial inquiry to money in the client's account) in 36 minutes.
- HAILO - The newly launched 5-minute home loan application technology, designed to reduce client onboarding time by 80% and streamline broker workflows—available via a cost-effective subscription model.
- Synapses - A scalable, plug-and-play API ecosystem that integrates everything from credit bureau checks, OCR technologies, AI models, Credit decisioning Engines, fraud detection to bank statement analysis and business lookups—giving other fintechs and enterprises a single, seamless interface to power their lending processes.
- Ask AILO - A first-of-its-kind AI Agent Business Development Manager (BDM) trained on 90+ lender policies, helping brokers navigate complex lending scenarios and find answers in seconds.
with more to come.
Why work with us
If you are a potential investor, you should work with LoanOptions.ai because it is a high-growth, revenue-generating fintech with scalable technology and a clear pathway for expansion. Our Software as a Service (SaaS) and Application Programming Interface (API) solutions combined with a white-label low code integration model create multiple recurring revenue streams with low customer acquisition costs. With a proven product-market fit and an expanding portfolio of enterprise clients, we are well-positioned for further growth.
Since launch in 2020, we've gone from strength to strength, creating technology that the market has found invaluable.
- Triple digit revenue growth in 2023 and double digit revenue growth in 2024, despite challenges like high interest rates and lender withdrawals
- 136% growth in mortgage broker partner settlements in 2024
- $2.7M+ in affiliate referral payments made in 2024
At LoanOptions.ai, innovation never rests. We are constantly analysing the market, identifying gaps, and developing cutting-edge technology to meet evolving industry demands. Our solutions have been purpose-built to solve real-world challenges, from automating complex application workflows that saves hours of administration work to providing brokers with real-time insights that improve decision-making. As the financial landscape evolves, we remain at the forefront, ensuring our partners benefit from the most intelligent, adaptable, and scalable tools available, and that's why they continue to work with us.
If you are a potential partner, you should work with us because LoanOptions.ai empowers its partners to enhance their offerings, drive additional revenue, and deliver better outcomes to their customers. Through our white-label solutions and advanced API ecosystem, partners can quickly integrate industry-leading technology without the heavy lifting of development.
Our ISO 27001 certification assures partners that their data and customer information is protected to the highest standards. Beyond compliance, we prioritise seamless integration, ensuring that partners can digitally transform their operations without disruption to their business.
By leveraging our AI-powered automation, brokers and lenders can reduce operational costs, increase efficiency, and scale their businesses faster than ever before.
Whether you are looking to diversify into asset finance, streamline mortgage workflows, or future-proof your business with AI-driven decisioning, LoanOptions.ai is the ultimate partner.
Together, we can shape the future of digital lending.
